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employee benefit programs
 employer health benefits
health benefits peo

Community Blue PPO Plans For PML Employees

The Community Blue PPO is a comprehensive medical package with relatively low out-of-pocket expenses.

With a PPO plan, you have complete freedom to see any doctor of your choice. If you choose doctors and hospitals within the BCBSM PPO network, your out-of-pocket costs are lower than if you use other providers. BCBSM has the largest network of providers in Michigan with over 13,000 primary and specialty care physicians and more than 150 hospitals.

NOTE: If you are traveling or reside outside of Michigan, you can also access BCBSM PPO providers in other states. PPO providers submit claims to their local BCBSM plan for payment.

To locate PPO network providers:

1. Ask your doctor whether he/she is a BCBSM PPO provider.
2. Call BCBSM at: 1-800-810-BLUE; or
3. Visit the BCBSM web site on the Internet at: www.bcbsm.com   for PPO providers in Michigan or www.bluecares.com   for PPO providers in other states.

These are some of the highlights of the plan when you use a participating provider in the PPO network:

Community Blue PPO Plan 2

The PPO plan provides coverage at 90% for most in-network services after a $100 single/$200 family deductible. Out-of-network services are covered at 70% after a $250 single/$500 family deductible.

* $15 office visit Co-pay (medically necessary office visits)
* $15 office visit Co-pay for chiropractic care
* $15 Urgent Care Facility Co-pay
* $50 Emergency Room Co-pay
* 100% coverage up to a $250 annual maximum per member for your preventive care benefits including:
- Routine physical exams
- Gynecological exams
- Well baby/child care to age 15
- Immunizations to age 16
- Routine Pap Smear (one per calendar year)
- Prostate-Specific Antigen (PSA) (one per calendar year)

Community Blue PPO Plan 4

The PPO plan provides coverage at 80% for most in-network services after a $500 single/$1,000 family deductible. Out-of-network services are covered at 60% after a $1,000 single/$2,000 family deductible.

* $15 office visit Co-pay (medically necessary office visits)
* $15 office visit Co-pay for chiropractic care
* $15 Urgent Care Facility Co-pay
* $50 Emergency Room Co-pay
* 100% coverage up to a $250 annual maximum per member for your preventive care benefits including:
- Routine physical exams
- Gynecological exams
- Well baby/child care to age 15
- Immunizations to age 16
- Routine Pap Smear (one per calendar year)
- Prostate-Specific Antigen (PSA) (one per calendar year)



PEO Company


 health, benefits, employee, leasing, peo, Professional Employer Organization
 health, benefits, employee, leasing, peo, Professional Employer Organization
Select A Benefit Below For More Information

Medical Plan Overview   

Flexible Blue High Deductible Health Plan   

Health Savings Account   

PPO Options   

Emergency Care   

Prescription Benefits   

Medical Expense / Hospital Indemnity Plan   

Dental Benefits   

Vision Benefits   

Life & Short Term Disability   

401K   

Women's Health & Cancer Rights Act   

Benefit Summaries   

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health, benefits, employee, leasing, peo, Professional Employer Organization
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